Federal Incentive
Canada Greener Homes Affordability Program: $800M for Low-to-Median Income Solar Access
The original Greener Homes Grant and Loan are both closed. Here’s what replaced them — and who qualifies for the new $800M program.
The Canada Greener Homes Grant ($5,000 rebate) closed to new applicants in March 2024. The Greener Homes Loan ($40,000 interest-free financing) closed in October 2025. In their place, NRCan launched the Canada Greener Homes Affordability Program (CGHAP) — an $800 million initiative focused on making energy retrofits accessible to low-to-median income Canadian households. For a full breakdown of the Canada Greener Homes Affordability Program and solar eligibility in 2026, here’s what you need to know.
What Changed: Grant to Loan to Affordability Program
| Program | Status | What It Offered |
|---|---|---|
| Greener Homes Grant | Closed (March 2024) | Up to $5,000 rebate for energy retrofits including solar |
| Greener Homes Loan | Closed (October 2025) | Up to $40,000 interest-free financing |
| CGHAP (new) | Active | $800M delivered through provinces, targeting low-to-median income |
The key shift: CGHAP is delivered through provinces and territories, not directly by NRCan. Each province designs its own implementation, which means eligibility criteria, rebate amounts, and application processes vary by where you live.
How CGHAP Works
- Total funding: $800 million
- Target: Low-to-median income households
- Delivery: Through provincial and territorial governments
- Eligible retrofits: Energy efficiency improvements including insulation, heat pumps, windows, and solar PV
- Indigenous support: Dedicated funding delivered through ISC and CIRNAC for Indigenous communities
Because provinces run the program, the solar-specific details depend on your province’s implementation. Some provinces may include solar PV as an eligible retrofit; others may focus on insulation and heating first. Check your province’s CGHAP page for specifics.
Key Takeaway
CGHAP replaced the closed Greener Homes Grant and Loan. It’s $800M for low-to-median income households, delivered through your province. Solar eligibility varies by province — check your local program details.
What Else Is Available Federally (2026)
For homeowners who don’t qualify for CGHAP (above median income), the federal landscape is thinner:
- Clean Technology ITC (30%): Available for commercial and agricultural solar only. Not for residential homeowners.
- Canada Infrastructure Bank: Finances large-scale community and municipal energy projects. Not directly available to individual homeowners.
- Provincial programs: Ontario HRS ($10K), Quebec Hydro-Quebec rebate ($5K), Yukon off-grid rebate ($5K), and others fill the federal gap.
The practical strategy for most Canadian homeowners in 2026: stack provincial incentives (where available) with any CGHAP funding you qualify for. The federal government is no longer the primary source of residential solar rebates — provinces are.
What You Can Do Right Now
- Check your province’s CGHAP implementation. Each province has different timelines and eligibility criteria.
- Don’t wait for federal programs to return. The trend is toward provincial delivery, not federal direct rebates.
- Stack what’s available. Provincial rebates + CGHAP + municipal programs (like Calgary’s CEIP or Toronto’s Home Energy Loan Program) can significantly reduce your net cost.
- Get your free solar quote to see what programs apply to your specific situation.
Program information current as of March 2026. CGHAP delivery timelines vary by province. Verify eligibility at nrcan.gc.ca and your provincial energy program website.
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